Hayat Finans POS

Virtual POS (also known as VPOS – Virtual Point of Sale) is a software-based payment system used via the internet instead of a physical POS terminal. It operates on the same principle as traditional POS devices used in stores, markets, and other businesses. Instead of swiping or inserting a card, the payment process is completed by entering the card details securely online.

To process payments with Virtual POS, card information such as card number, cardholder name, expiration date, and CVC code is entered through an online form. Because the system is internet-based and accessible from various devices, it allows businesses to collect payments 24/7 without being tied to business hours or physical staff.

To collect payments via Virtual POS, certain information is required. The data that is normally read from the card chip by physical POS devices is entered into the system through an online form. When users shop on e-commerce websites, they are asked to provide the following information during the payment step:

• Card number
• Cardholder’s full name
• Card expiration date
• CVC code

All these processes are carried out automatically through software over the internet. Since Virtual POS enables payment collection 24/7, it is preferred by many businesses. In this way, transactions can be completed independently of business hours or staff availability.

One of the key advantages of Virtual POS is the ease of reporting and transaction tracking it provides. Merchant users (also referred to as Member Merchants) can easily monitor the following processes:

• Order tracking
• Transaction review
• Sales statistics analysis

These features help businesses increase operational efficiency while also enhancing customer satisfaction.

• 24/7 Payment Availability: Enables businesses to collect payments at any time, without limitations.
• Increased Competitiveness and Sales Growth: Enhances companies’ competitive strength in the market and supports sales growth.
• Secure and Fast Payment System: Offers fast and easy payment collection via payment links, without the need for integration. Secure transactions are ensured through 3D Secure infrastructure.
• Easy Reporting and Tracking: Provides detailed monitoring and reporting to support reconciliation processes.
• Single-Platform Solution: Allows payment collection from 9 different card brands through a single platform.
• Hayat Finans Assurance: Our POS solution offers sustainable costs and operational convenience through Hayat Finans collaboration.
• No Additional Fees: There are no extra charges such as application fees, annual maintenance fees, inefficiency fees, or per-transaction costs.
• 24/7 Support Line: For questions and requests, you can contact us anytime by emailing hayatfinanspos@hayatfinans.com.tr or calling our support line at 444 4 988 available 24/7.