Advantageous Daily Account
Start growing your savings daily with a flexible and advantageous participation account that accrues over a single day.
What is the Advantageous Daily Account?
At Hayat Finans, our Advantageous Daily Account is a 1-day participation account designed to help you grow your savings. This account can be opened in Turkish Lira and aims to add value to your savings with attractive profit rates. The daily account allows for daily earnings calculation, making it an ideal choice for short-term investors.
✓ Daily Earning Opportunity
The profit-sharing rate of your account is determined daily based on your current level on the earnings tracking screen.
✓ Advantageous Rates by Segment
The Advantageous Daily Account offers three segments:
- Gold Segment: 80% profit-sharing rate*
- Silver Segment: 60% profit-sharing rate*
- Bronze Segment: 40% profit-sharing rate*
Your segment allows you to earn daily returns at advantageous rates.
*The campaign pricing end date is June 30, 2026. Hayat Finans reserves the right to change the terms or terminate the campaign during its duration.
✓ Flexible and Easy to Use
Accounts opened or funds received after 16.00 begin earning from the next day. This ensures that even late deposits start generating benefits without delay.
✓ Start with a Minimum of 10,000 TRY
The Advantageous Daily Account can be opened with a minimum of 10,000 TRY. Higher balances automatically increase your earnings according to your segment level.
Features of the Advantageous Daily Account
| Feature | Details |
|---|---|
| Account Type | 1-day participation account |
| Currency | Turkish Lira (TRY) only |
| Minimum Opening Amount | 10,000 TRY |
| Segments | Gold – Silver – Bronze |
| Daily Profit Sharing | Rates determined according to your segment level |
| Valuation Start | Transactions after 16.00 are valued the next day |
How to Open an Advantageous Daily Account?
Opening an Advantageous Daily Account is very easy. After logging into the Hayat Finans Mobile Application, you can open your account through the My Accounts section under the All Transactions menu.
The income tax (withholding) rates applied to the account are an important factor affecting the investor’s net earnings. For daily accounts, the applicable withholding rates vary according to the investor’s earnings. Therefore, you should consider these rates when calculating your net profit.
The Advantageous Daily Account offers an excellent opportunity to grow your savings. With high profit rates and flexible terms, it allows you to earn daily returns. With an investment of 10,000 TRY, you can increase your daily earnings and manage your savings securely. Open your Advantageous Daily Account today with Hayat Finans and start growing your savings!
This account stands out as one of the most suitable options among banks offering daily returns. For those seeking accounts that generate daily earnings, Hayat Finans provides an ideal solution. Remember, with the right investment decisions, you can maximize the growth of your savings!
Income Tax (Withholding) Rates
The income tax (withholding) rates applied to the account are an important factor affecting the investor’s net earnings. For daily accounts, the applicable withholding rates vary according to the investor’s earnings. Therefore, you should consider these rates when calculating your net profit.The Advantageous Daily Account offers an excellent opportunity to grow your savings. With high profit rates and flexible terms, it allows you to earn daily returns. With an investment of 10,000 TRY, you can increase your daily earnings and manage your savings securely. Open your Advantageous Daily Account today with Hayat Finans and start growing your savings!
This account stands out as one of the most suitable options among banks offering daily returns. For those seeking accounts that generate daily earnings, Hayat Finans provides an ideal solution. Remember, with the right investment decisions, you can maximize the growth of your savings!
You can easily access the Advantageous Daily Participation Account via the Hayat Finans Mobile Application.
Complete your application instantly by following these steps:
All Transactions → Accounts → Open Advantageous Daily Account.
Complete your application instantly by following these steps:
All Transactions → Accounts → Open Advantageous Daily Account.
The Advantageous Daily Participation Account is categorized into Bronze, Silver, and Gold tiers based on your financial transactions.
Within the Advantageous Daily Account, the Gold tier benefits from a 80% profit-sharing rate.
Tiers are updated according to transaction frequency and account activity. This advantage continues as long as you keep your account active and regularly use Hayat Finans products.
Within the Advantageous Daily Account, the Gold tier benefits from a 80% profit-sharing rate.
Tiers are updated according to transaction frequency and account activity. This advantage continues as long as you keep your account active and regularly use Hayat Finans products.
Product Usage Details
| Criteria | Scope | Definition | Bronze | Silver | Gold |
|---|---|---|---|---|---|
| Save or Spend | Average Working Balance | Current Account + Investment Account + Investment Fund + Financing | 0-19.999 TL | 20.000-84.999 TL | 85.000 TL + |
| Set an Instruction, Earn | Automatic Bill Payment | Number of automatic collections in the last 30 days | 0-1 | 2 | 3 + |
Frequently Asked Questions
Accounts opened after 16.00 will be reflected after one business day.
The minimum amount to open an Advantage Daily Account is TRY 10,000, and the maximum limit is TRY 1,000,000.
The daily profit rates are variable and are determined according to the principles of participation banking, not market conditions.
The Advantage Daily Account can only be opened on business days. Transactions made on weekends are processed on the next business day.
Yes, withholding tax is applied to the daily profit income.
Yes, you can withdraw money from your Advantage Daily Account at any time, provided the remaining balance stays above the minimum limit.
To achieve the Gold Segment, you must meet at least one of the following criteria. Calculations are based on the last 30 days.
Give Instructions, Earn
- At least 3 bills must be paid via automatic payment instructions.
Save or Spend
- The total of your current account and/or investment account average balance, investment fund holdings or financing risk amount must be at least TRY 85,000.
To achieve the Silver Segment, you must meet at least one of the following criteria. Calculations are based on the last 30 days.
Give Instructions, Earn
Save or Spend
Give Instructions, Earn
- At least 2 bills must be paid via automatic payment instructions.
Save or Spend
- The total of your current account and/or investment account average balance, investment fund holdings, or financing risk amount must be at least TRY 20,000.
As of April 8, 2026, the segment structure of the Advantage Account will be updated. Customers who already have an Advantage Account, as well as those who open one after April 8, 2026, can benefit from the updated segment structure and the corresponding advantageous profit-sharing rates.